Smart Financing for Ambitious Entrepreneurs

Fast, flexible funding solutions to help your business scale. Apply in minutes, get approved in hours, receive funds in as little as 48 hours.

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Get Funded In As Little As 48 Hours

Full name*
Full name*
Phone number
Business Name
Monthly Revenue
Required Funding Amount
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8,000+

Businesses funded nationwide

$300M+

In funding provided till date

40+

Industries served

Our lending solutions

Flexible funding for your business

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Working capital loans

Access fast funds to manage cash flow, cover expenses, or seize new opportunities with ease.

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Business line of credit

Draw funds as needed to handle day-to-day operations or unexpected costs—only pay for what you use.

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Equipment financing

Upgrade or purchase equipment with tailored financing options designed to keep your business moving forward.

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What our clients say

Real feedback from business owners who secured funding with us. See how our solutions make a difference.

“The process was fast and straightforward. We received the capital we needed to expand our operations.”

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Taylor Brooks
Owner, Brooks Logistics

“Excellent service and clear terms. Virtus Financials helped us grow when other lenders couldn’t.”

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Alex K.
Founder, Gill's Trucking

Business lending FAQ

Answers to common questions about our business funding process, requirements, and terms.

Who can apply for business funding?

We support U.S. businesses operating for at least 6 months with steady monthly revenue. Requirements may differ by funding option.

How fast is funding available?

Most approved businesses receive funds within 24–48 hours after submitting all documents and accepting the offer.

Do I need collateral for funding?

Many options do not require collateral. Some may need a personal guarantee or business assets, depending on the product.

What documents are required?

You’ll typically need business details, recent bank statements, and identification. Additional documents may be requested during review.

Are there any upfront fees?

There are no application or upfront fees. All rates and terms are clearly provided before you accept an offer.

Can I repay my loan early?

Yes, early repayment is allowed. Most products have no prepayment penalties—review your agreement for specifics.

Still have questions? Contact our support team for help.

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